Helping Farming Community Through Advanced Analytics

We use strong analytics to provide data driven solutions that empowers decision makers.

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Reinsurers and Brokers

Providing innovative solutions combining scientific modeling, robust historical data repository and analytics

Crop Re-insurers miss the availability of comprehensive datasets for crop yield and acreage and estimates for the upcoming season that are vital for decision-making. For them we offer:

  • District, State or Country level reports for single or multiple crops – yield and acreage forecasts / estimates for the upcoming as well as current season
  • Re-insurance strategy planning, portfolio risk assessment and risk pricing

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Crop Insurance Companies

Satellite based crop health monitoring for a vast agricultural area

PInCER offers a comprehensive crop insurance management platform with end to end solutions:

  • Premium calculator for efficient bidding
  • Pre-season yield and acreage forecasts
  • In-season tracking for near-real time monitoring of acreage, crop health and yield
  • Verification of policy applications for early claim settlement
  • Assessment of risk on exposure
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Farming, Agri-Input and Commodity Companies

Using technology real-time for monitoring seed farms

To help traders in procurement and agri-input companies in planning stock availability at the right time and place, we offer

  • Pre-season yield and acreage forecasts
  • In-season tracking for near-real time monitoring of acreage crop health and yield
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Central and State Governments

Informed Decision Making through Integrated Risk Management Functions

Ministries of Agriculture and related departments in Central and State Governments have worked with us to

  • Develop the methodology for technology-based yield-estimation on a large scale
  • Carrying out actual yield estimation at Gram Panchayat level for various districts
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The Social Sector

Enabling better decision on right utilization of funds for the social sector

We design programs for donors, foundations and social sector organizations to better target their efforts, such as

  • Identification of distressed farmers
  • Identification of agrarian distress hotspots
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Banks & Financial Institutions

Providing lending agencies with real-time farmer score, a unique solution

We help Lending agencies map a loanee farmer’s risk score at farm level, monitor crop yield and provide banks /NBFC’s with an assessment of repaying capacity in advance.

Helping Property Risk Management at Location Level in India

Path breaking solutions that integrate key risk management functions with high-resolution countrywide hazard data

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Property Insurance Companies

Informed Decision Making through Integrated Risk Management Functions

Property insurers face limited availability of reliable and comprehensive data on perils such as earthquake, cyclones, floods for specific geographies in India. The data available is scattered across disparate sources and is not standardized.RMSI has developed PIER™ (Profiler for Insurance Exposure & Risk) - a breakthrough solution that integrates key risk management functions - underwriting, hazard assessment, scenario analysis and accumulation monitoring with high-resolution countrywide data for key perils in India, including earthquake, cyclone and floods. Key offerings include:

  1. Location-specific Hazard Assessment
  2. Accumulation Monitoring
  3. NatCat Scenario Modeling
  4. Portfolio Risk assessment
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Reinsurers & Brokers

Informed Decision Making through Integrated Risk Management Functions

Managing of exposure accumulations should be an ongoing process for reinsurance teams and not an end of the quarter reporting exercise. PIER’s ‘accumulation monitoring’ capability helps them with the assessment of their portfolio’s exposure at all times. This helps in optimization of reinsurance program through more professional presentation of exposure accumulations and overall better management of accumulations through the year.

Similarly, for brokers, PIER’s risk profile reports provide NAT CAT information to brokers for assessing facultative / large value policies. For the direct broking business, they can add valuable NatCat information to the ‘Site Inspection Reports’. With PIER’s exposure accumulation reports, brokers can help their potential clients in reinsurance protection purchase along with enabling them to improve their net retention.